Our charges

In addition to premiums charged by insurers, we normally make the following charges to cover the administration of your insurance:

• Arranging new policies - £45
• Renewals - £25
• Cancellation - £25
• Mid Term Adjustments - £25
• Arranging an Agreed Value - £15.75
• Processing Cheques which are returned by our Bank as uncleared - £25
• Arranging collection of bad debts with our debt collection Agency - £25

For return premiums (usually arising if an insurance risk is reduced or the policy is cancelled), we repay commission on the refund to your insurer and this amount will be deducted from the final amount refunded to you subject to a minimum of £25. The specific amount and purpose of any charges will always be advised to you in advance. Minimum refund is £5.00 and anything under this is retained.

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